Insurance for Landscapers | Charter Bus Insurance | Demolition Contractors Insurance

Do You Own A Landscaping Company?

Insurance for Landscapers: If you have a company which offers professional landscaping services, you have probably had to deal with finding a good offer for your insurance for landscapers. Yep, a pretty difficult job, to say the least.

So here are some things you should know about your insurance:

  1. Your business insurance for landscapers should be just as big as your company is. So, for example, if you have a small kind of business which offers simple services such as land mowing or grass cutting, then your insurance will be cheaper, covering the value of your company.
  2. As time goes by, you may want to hire a professional in exterior design. You know, to grow your company and extend the range of services you are putting at your clients’ disposal. Well, you should know that each and every addition to your business must be reflected in your insurance for landscapers. Because, as your business grows, so does its value. And so should its insurance.
  3. Don’t forget that your business is rather seasonal. Because, well, nobody wants their grass cut when their garden is covered in snow.  The not-so-good news is that you can’t buy insurance by the month. So you will be buying it upfront, for an entire year. This is why it is so important to make sure you find the best balance between coverage and price. And don’t think that your insurance is worthless during winter: there have been claims of stones thrown from lawnmowers into car windshields…

There you have it: three quick tips to help you get a better insurance for landscapers. Keep them in mind when shopping for a new policy. They’re so simple: it’s a seasonal business, take into account your business’ size, and modify the insurance policy as your business grows. Good luck!